The Council of Ministers has approved the new municipal capital gains tax, after the Constitutional Court declared some aspects illegal, such as the calculation of the municipal tax, de facto annulling its application. The Ministry of Finance, led by María Jesús Montero, already announced last week that a quick legislative solution would be launched, urged […]Continue reading
Acquiring a home owned and then leasing it is an operation that can give high returns. However, when buying to rent, many factors must be taken into account, which have to do with the price of the house, but also with the area, the available communications, the type of house or even the average rental […]Continue reading
Receiving a home with a mortgage can be a potential cause for giving up the inheritance. To avoid these types of situations, people can protect their heirs with a number of tools. One of them is the contracting of mortgage life insurance linked to the loan, an optional mechanism that covers the back of the […]Continue reading
Inherit a bare property, a usufruct or a property in total. Successions sometimes raise many questions and when a bare property is received, the question arises as to how far that right goes and what exactly the beneficiary can do. “Having bare ownership of a property means having ownership of the property, but not the […]Continue reading
The link, that is, the mandatory contracting of other financial or insurance products in an obligatory way for the granting of a mortgage or for it to be done under certain conditions has radically changed since the approval of Law 5/2019 regulating contracts of real estate credit. One of the most important points of this […]Continue reading
How to request a mortgage if we do not live in Spain? There are more and more people interested in buying a home in Spain. However, many of them do not have residency in our country, either because they are foreigners or because they are Spanish citizens who have moved abroad. Despite having Spanish nationality, […]Continue reading
